No, I don't want to loose my house, but it gets hard "hanging in there" holding my breath, wondering whether or not I will have to find a place to live for my family. There's a lot to consider with such a move in today's economy. I will admit, should I loose the house, a large part of me would be relieved because, at this point, I owe so much on the house. I don't like that kind of debt. I've lost jobs twice which has significant contribution to my current financial situation. Each job admitted it was not due to anything I had done wrong. "It wasn't personal." I really do not want to go back in to the work force for fear of that happening again.
In a nutshell, I wish this thing would go one way or the other once and for all. If the mod. goes through, I can handle the monthly payments that they have me set for. If I should have to move, I'm thinking rent for a 3 bedroom would be about the same if not a little more. So either way, I believe I can handle the monthly payment. However, if have to move, finding a place would be a major issue. These days, landlords, understandably so, require a good credit score. With a modification, I'm not sure what my credit score would look like, therefore, influencing my chances of finding a place to live.
Happy thoughts and prayers!.....it's not over yet! :-D